Credit365 KZ 1.0.0

Using the mobile application Credit365, you can easily and quickly get a loan of up to 150,000 at 0.01% in just 3 minutes without leaving your home.

How to get a loan to your card or bank account using the Credit365 app?

1. Install the application on your phone.
2. Choose the loan term and amount using the credit calculator and press the "Get Money" button. Register and fill out a short form, provide payment information for us to send you the money.
3. Wait for a decision, confirm the agreement, and we will immediately send the money to your card or account.

Who can get a loan at Credit365?

All adult citizens aged 18 to 65 in Kazakhstan can get a loan to their card. We provide cash loans for all categories of the population - from students and employees to retirees and unemployed individuals.

To receive a loan online:

• Be a resident of the Republic of Kazakhstan, aged 18 to 65 at the time of application
• Loan Applications/Offers and Loan Agreement
• Have a valid identification document;
• Have an active phone number;
• Have a valid bank card or IBAN account issued by any of the banks in Kazakhstan.

No statements, guarantors, or collateral are needed to take out money. During registration, you need to provide your identification data, IIN, and/or go through verification.

How to repay the loan online:

There are several ways to repay the loan at Credit365 or pay the accrued interest. Use the benefits of the mobile application and repay the loan with just a few screen touches. We offer 4 repayment methods:

1. In your personal account with a card from any Kazakhstani bank. It is simple and fast.
2. Using the "People's Bank" mobile application. Can be used at any time without leaving home.
3. At QIWI and Kassa24 terminals in your city.
4. Limited Liability Company "Credit365 Kazakhstan Microfinance Organization" Postal address: Republic of Kazakhstan, Almaty city, Almalinsky district, Tole bi street, building 155A, office 307, BC "Grand Asia", zip code 050000, BIN 200940032913, Bank: JSC “People's Bank of Kazakhstan”, No KZ266018861000507661, BIC: HSBKKZKX, KBE: 15, CNP: 421.
   

MINIMUM LOAN PERIOD: 61 days

MAXIMUM LOAN PERIOD: 90 days

MINIMUM AGE FOR TAKING A LOAN: 18 years old

MINIMUM annual interest rate is 447.63%

MAXIMUM annual interest rate (excluding special offers) is: 2333.95%

EXAMPLE of calculating a loan at the minimum interest rate:
You take out a loan of 10,000 tenge for 80 days at an interest rate of 1.1% (447.63% per annum) Calculation: 10,000*61*1.1% = 18,800 KZT*.

EXAMPLE of calculating a loan at the maximum interest rate:
You borrow 10,000 tenge for 61 days at an interest rate of 2% (2333.95% per annum) Calculation: 10,000*61*2%=12,200. Total amount to be repaid is 22,200 KZT.
*The repayment amount may be reduced taking into account current discounts and promotions.

License:
Microfinance Activity License No. ARFRF 02.21.0065.M dated April 5, 2021.